HCSBaccess.com Website Terms and Conditions
Horry County State Bank wants you to know
Should you have any questions or concerns about HCSBaccess.com's features, services or policies, please feel free to contact HCSB in any of the following ways that are most convenient for you:
HCSB offers a wide range of products and services to satisfy and serve the needs of its customers. The products and services described on HCSBaccess.com may not be available in all geographic areas. Check with your local HCSB branch to determine availability. Since each customer’s personal financial situation is different, not all customers may qualify for all products or services. HCSB reserves the right to determine, in its sole discretion, each customer’s individual eligibility for products and services. Investment products and services are not bank deposits and are not insured by the FDIC or HCSB, and may be subject to substantial risk, including the loss of some or all amounts invested.
HCSB PROVIDES HCSBACCESS.COM AND THE CONTENT ON AN “AS-IS” AND “AS AVAILABLE” BASIS, AND HCSBACCESS.COM AND THE CONTENT ARE INTENDED ONLY TO ASSIST YOU IN MAKING FINANCIAL DECISIONS. YOU ARE SOLELY RESPONSIBLE FOR YOUR FINANCIAL DECISIONS AND ARE ADVISED TO SEEK ADVICE FROM YOUR PROFESSIONAL ADVISORS.
HCSB encourages you to use and explore the features and services available on HCSBaccess.com. You may print, download or otherwise use the Content for non-commercial use in the form of (i) one (1) machine-readable copy, (ii) one (1) backup copy and (iii) one (1) print copy. Except as otherwise permitted under the copyright laws of the United States, no other copying, distribution, redistribution, transmission, publication or use of the Content is permitted by you without the prior written consent of HCSB, and HCSB may withhold such permission in its sole discretion.
In order to increase HCSBaccess.com’s level of convenience for you, HCSBaccess.com may feature links to other websites belonging to HCSB’s business partners, affiliates and other third parties. Such links do not constitute an endorsement by HCSB of those websites, nor any products or services listed on those websites. HCSB is not responsible for any activities on those websites.
In order to maintain the integrity and functionality of HCSBaccess.com and the confidential information of HCSB’s customers, you are not permitted to transmit, submit or post information to HCSBaccess.com that contains any viruses, worms, Trojan horses, trap doors, back doors, Easter eggs, time bombs, cancelbots or other code or computer programming routines that contain contaminating or destructive properties or that are intended to damage, detrimentally interfere with, surreptitiously intercept, harvest or expropriate from any system, data or personal information.
You are responsible for obtaining and maintaining all telephone, computer hardware, Internet access services and other equipment or services needed to access and use HCBSaccess.com (collectively, “Equipment”), and all costs and fees associated with Internet access or long distance charges incurred with regards to your access and use of HCSBaccess.com. For your safety, HCSB encourages you to obtain and maintain online security protection. Nevertheless, you acknowledge that you are responsible for obtaining and maintaining online security protection related to your Equipment, including, without limitation, fire-wall, anti-virus, spam blockers, and any other online protections available. HCSB is not responsible for any damage or cost you may incur as a result or in connection with your failure to obtain and maintain appropriate Equipment and online security protections.
HCSB SHALL IN NO EVENT BE LIABLE TO YOU, OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, PUNITIVE, SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES THAT INCLUDE, BUT ARE NOT LIMITED TO, DAMAGES FOR ANY LOSS OF PROFIT, REVENUE OR BUSINESS, AS A DIRECT OR INDIRECT RESULT OF, ARISING OUT OF OR RELATING TO: (I) YOUR BREACH OR VIOLATION OF THESE TERMS AND CONDITIONS; (II) YOUR ACCESS AND USE OF HCSBACCESS.COM; (III) YOUR INABILITY TO ACCESS OR USE HCSBACCESS.COM FOR ANY REASON; (IV) YOUR RELIANCE UPON OR USE OF THE CONTENT AND THE COLLECTIVE WORK; AND/OR (V) ANY INFORMATION, SOFTWARE, PRODUCTS OR SERVICES OBTAINED THROUGH HCSBACCESS.COM, OR OTHERWISE ARISING OUT OF THE USE OF HCSBACCESS.COM, WHETHER RESULTING IN WHOLE OR IN PART FROM BREACH OF CONTRACT, TORTUOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF HCSB AND/OR ITS SUPPLIERS HAD BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
You shall defend, indemnify and hold harmless HCSB and its respective officers, directors, shareholders, employees, independent contractors, agents, representatives and affiliates from and against all claims and expenses, including, without limitation, attorneys’ costs and fees, arising out of, or attributable to: (i) any breach or violation of these Terms and Conditions by you; (ii) your failure to provide accurate, complete and current personally identifiable information or other personal or confidential information, requested or required by HCSB; (iii) your access or use of HCSBaccess.com; and/or (iv) any access or use of HCSBaccess.com under any Access ID or Passcode that may be issued to you by HCSB.
In order to adapt to change and best serve the needs of HCSB’s customers, HCSB reserves the right to amend these Terms and Conditions at any time, in its sole discretion and without notice. Any changes to these Terms and Conditions will be posted here. You are encouraged to visit these Terms and Conditions frequently in order to review any changes that have occurred. Your continued access and use of HCSBaccess.com following any changes to these Terms and Conditions shall automatically be deemed your acceptance of these Terms and Conditions.
You acknowledge and agree that HCSB may be irreparably damaged if these Terms and Conditions are not specifically enforced, and damages at law would be an inadequate remedy. Therefore, in the event of any breach, violation or threatened breach or violation of these Terms and Conditions, HCSB shall be entitled, in addition to all other rights and remedies, to an injunction restraining the same, without being required to show any actual damage or to post an injunction bond, and/or to a decree of specific performance or similar equitable remedy.
These Terms and Conditions are to be governed by and construed in accordance with the internal laws of the State of South Carolina, without regard for principles of conflicts of laws. Any civil action, claim, dispute or proceeding arising out of or relating to these Terms and Conditions, except for an injunctive action regarding a breach, violation or threatened breach or violation of these Terms and Conditions by you as provided above, shall be referred to final and binding arbitration, before a single arbitrator, under the commercial arbitration rules of the American Arbitration Association in Horry County, South Carolina.
Judgment upon any award rendered by the arbitrator shall be final, binding and conclusive upon you and HCSB and your and HCSB's respective administrators, executors, legal representatives, successors and assigns, and may be entered in any court of competent jurisdiction.
If any portion of these Terms and Conditions is deemed unlawful, void or unenforceable by any arbitrator or court of competent jurisdiction, these Terms and Conditions as a whole shall not be deemed unlawful, void or unenforceable, but only that portion of these Terms and Conditions that is unlawful, void or unenforceable shall be stricken from these Terms and Conditions.
These Terms and Conditions represent the entire understanding and agreement between you and HCSB regarding their subject matter, and supersede all other previous agreements, understandings and/or representations regarding the same.
Last Updated September 7, 2007