Location, location, location is everything when it comes to where you want to live. If you have found the area where you want to live but are not ready to build, let us help you finance your lot.
Lot Loans
- Terms:
- 2 years
- Interest Rate adjusts:
- Fixed Rate Loans available
- Monthly Payment:
- Fixed Rate payments available
- Down Payment:
- 15% of lot value
- Benefits:
- Purchase your lot now and avoid possible inflation when ready to build. Once your lot is paid off, you can use as collateral for your mortgage loan.
Enjoy these features with your loan: Free NetTeller online banking! – Protect yourself from identity theft, view your account balances and make transfers when it is convenient for you, verify when a direct deposit or autodraft is applied to your account and so much more. If you already have an Horry County State Bank deposit account and would like to add Free NetTeller with Free Bill Pay, click here to apply online. Free In Touch Telephone Banking! – Checking your balance and transferring funds between your Horry County State Bank accounts is just a simple phone call away. Call our toll-free number (877-633-6159) to securely access your account information over the phone. Free Mortgage Loan Prequalification! – When you are ready to buy your first home or upgrade to a new home, you’ll receive a free mortgage loan prequalification to assist you in your house hunting. With the relief of knowing about your financing, finding the right home is much easier. Friendly Service however you reach us! – No matter how you contact us (by phone, email or in person) you will always receive friendly, personalized service from your local bankers. Want to rebuild your credit? Our secured VISA credit card helps you rebuild your past credit mistakes. Want to earn travel or gift rewards? Our VISA credit cards offer you the choice of cash, travel or merchandise rewards. Want to remodel your home or other large project? Our Home Equity Line of Credit lets you use the money in your home without tapping into your savings. Want the security of knowing your checks will be paid if you accidentally overdraw your account? Our Credit Reserve provides the security of knowing your checks will be paid.
To find out more about other products and services tailored around you, click on one of the links below:
Personal checking accounts– whether you just want a basic free checking account or want to earn interest and benefits, our account choices make it easy to bank your way
Personal savings accounts– whether you want to save for something special or start your nest egg for your future, we have the variety of accounts to get you started
CDs– whether you are looking for a few months or years we have the CD terms to fit your needs
Money market– if you want the higher interest rates of a savings account with check writing ability, check out our money market account
IRA– it's never too early or too late to receive the advantages of saving for your retirement
Personal loans– from personal loans to credit cards to home equity lines, we will help you build for your future
Free services – from debit cards to telephone banking to online banking with bill pay, our free services help you manage your money better
