Home Equity Line of Credit

From financing your car to borrowing for your education to fixing up your home to knowing your checks will be paid, your lending needs change throughout the years. As your local community, we have the products and services to help you when you need us.

Uses:

Home improvements, emergency funds, vacations, vehicles

Benefits:

No annual fee

No finances charges unless there is an outstanding balance

Autodraft payments directly from checking account

Revolving line of credit increases available credit as you repay the loan

May be tax deductible (ask your tax advisor for details)

 

 

Enjoy these features with your loan:

Free NetTeller online banking! – Protect yourself from identity theft, view your account balances and make transfers when it is convenient for you, verify when a direct deposit or autodraft is applied to your account and so much more.  If you already have an Horry County State Bank deposit account and would like to add Free NetTeller with Free Bill Pay, click here to apply online.

Free In Touch Telephone Banking! – Checking your balance and transferring funds between your Horry County State Bank accounts is just a simple phone call away. Call our toll-free number (877-633-6159) to securely access your account information over the phone.

Free Mortgage Loan Prequalification! – When you are ready to buy your first home or upgrade to a new home, you’ll receive a free mortgage loan prequalification to assist you in your house hunting. With the relief of knowing about your financing, finding the right home is much easier.

Friendly Service however you reach us! – No matter how you contact us (by phone, email or in person) you will always receive friendly, personalized service from your local bankers.

 

Want to rebuild your credit? Our secured VISA credit card helps you rebuild your past credit mistakes.

Want to earn travel or gift rewards? Our VISA credit cards offer you the choice of cash, travel or merchandise rewards.

Want the security of knowing your checks will be paid if you accidentally overdraw your account? Our Credit Reserve provides the security of knowing your checks will be paid.

Want a vehicle, education or emergency fund loan? Our Personal Loans help you attain your dreams and provide extra funds when you need them.