Regular Personal Savings
- Minimum to open:
- Only $50 if at least 18 years old; Only $5 if under 18 years old
- Minimum Balance Requirement:
- Avoid minimum balance requirement of $50 with monthly $25 minimum direct deposit from an HCSB personal checking account; otherwise $5 per statement cycle
- Minimum Balance to Earn Interest:
- Only $50
- Withdrawal Limits:
- Limited to 3 withdrawals per quarterly statement cycle; then $3.00 per withdrawal in excess of 3
- Other features:
- Unlimited deposits
- Quarterly statements
- All service charge fees waived if primary account holder is under 18 years old
With our Regular Personal Savings, you will also receive:
Free NetTeller online banking! – Protect yourself from identity theft, view your account balances and make transfers when it is convenient for you, verify when a direct deposit or autodraft is applied to your account and so much more. If you already have an Horry County Savings Bank deposit account and would like to add Free NetTeller, click here to apply online.
Free In Touch Telephone Banking! – Checking your balance and transferring funds between your Horry County State Bank accounts is just a simple phone call away. Call our toll-free number (877-633-6159) to securely access your account information over the phone.
Free Mortgage Loan Prequalification! – When you are ready to buy your first home or upgrade to a new home, you’ll receive a free mortgage loan prequalification to assist you in your house hunting. With the relief of knowing about your financing, finding the right home is much easier.
Friendly Service however you reach us! – No matter how you contact us (by phone, email or in person) you will always receive friendly, personalized service from your local bankers.
Want extra savings for Holiday shopping? Open a Christmas Club account with only $5.
Want to prepare for your arrangements when the time comes? Find out more with our Pre-Needs Savings account.
Want to earn higher interest rates? Our CDs are the easiest way to earn higher interest if you do not need immediate access to your money.
Want to earn higher interest rates while having access to your funds? Our Horry Money Market account earns higher interest rates than our Regular Personal Savings or Personal checking accounts.
Want to save money on your taxes while saving for your retirement? An Individual Retirement Account (IRA) is a tax deductible account that helps you save for your future.
