May earn tax deductions today while saving money for your retirement with our Individual Retirement Account.

Individual Retirement Account

Minimum to open and earn interest:

Only $1,000

Terms:

Up to 5 years

Other Features and Requirements:

Traditional and Roth available

Can make subsequent deposits and maintain opening interest rate

Automatically renewable

Penalty for early withdrawal

With our Individual Retirement Accounts (IRA), you will also receive:

Free Mortgage Loan Prequalification! – When you are ready to buy your first home or upgrade to a new home, you’ll receive a free mortgage loan prequalification to assist you in your house hunting. With the relief of knowing about your financing, finding the right home is much easier.

Friendly Service however you reach us! – No matter how you contact us (by phone, email or in person) you will always receive friendly, personalized service from your local bankers.

Want an easy way to start saving now? Our Regular Personal Savings account starts you on your way.

Want extra savings for Holiday shopping? Open a Christmas Club account with only $5.

Want to earn higher interest rates while having access to your funds? Our Horry Money Market account earns higher interest rates than our Regular Personal Savings or Personal checking accounts.

Want to earn higher interest rates? Our CDs are the easiest way to earn higher interest if you do not need immediate access to your money.