- Free Checking
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- Free Direct Interest Checking
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- Horry Premium and Horry Premium Plus
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- Horry Advantage
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- Easy Interest Checking
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- Prestige Checking
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- Compare Accounts
Basic checking account? Tiered interest? Free Checks? Special benefits?
Personal Checking
Basic checking account? Tiered interest? Free Checks? Special benefits? Everyone wants something different from their checking account. As your local community bank we recognize the different financial needs of everyone in our community and we have developed the best checking accounts to fit those needs.
Free Checking– A great starter account featuring no minimum balance or monthly service fee!
Horry Premium/Horry Premium Plus – If you're 50 or older, enjoy special benefits designed just for you!
Free Direct Interest Checking – Free checking with interest if you have a direct deposit or an autodraft into an HCSB savings account!
Horry Advantage – Receive special benefits for just pennies a day!
Easy Interest Checking – Earn tiered interest on your balance of $1,000 or more!
Prestige Checking– As you build your balances, we have the checking account built around you!
Compare accounts or use the Account Selector to help you determine the best account for you.
No matter which account you select, every personal checking account features:
Free ATM usage at any ATM! – We will never charge you for using your ATM card at our ATM or any other bank’s machine. If the other bank charges you, simply bring in your ATM receipt to your local Horry County State Bank branch and we’ll refund your money.
Free Insufficient Funds/Overdraft Item Fee! – Everybody makes mistakes sometimes but they should not cost you. If you accidentally overdraw your account, we will refund one charge per year on your account. Just bring your statement or notice with the charge to your local Horry County State Bank branch within thirty days and we’ll refund the charge!
Free Debit Card! – Enjoy the easy access to your checking account funds through any ATM or business displaying the MasterCard logo. Since the funds come directly out of your account, there is never any interest charge. If you already have an Horry County State Bank checking account and would like to add a Free Debit Card, click here to apply online.
Free NetTeller online banking! – Protect yourself from identity theft, view your account balances and make transfers when it is convenient for you, verify when a direct deposit or autodraft is applied to your account and so much more. If you already have an Horry County State Bank deposit account and would like to add Free NetTeller with Free Bill Pay, click here to apply online. Not sure if Online Banking is for you? Click here to take a free test drive with our online demo.
Free In Touch Telephone Banking! – Checking your balance and transferring funds between your Horry County State Bank accounts is just a simple phone call away. Call our toll-free number (877-633-6159) to securely access your account information over the phone.
Free Mortgage Loan Prequalification! – When you are ready to buy your first home or upgrade to a new home, you’ll receive a free mortgage loan prequalification to assist you in your house hunting. With the relief of knowing about your financing, finding the right home is much easier.
Friendly Service however you reach us! – No matter how you contact us (by phone, email or in person) you will always receive friendly, personalized service from your local bankers.
