The easiest way to save when you do not need immediate access to your money is with our CDs.

Personal Certificates of Deposit

Minimum to open and earn interest:

Only $1,000

Terms:

Up to 5 years

Other Features and Requirements:

Automatically renewable

Penalty for early withdrawal  

 

Lock in your CD rate with the ability to add more money to the account prior to maturity.

 

Time Deposit Open Account

Minimum to open and earn interest:

Only $1,000

Terms:

From 1 year to 5 years

Other Features and Requirements:

Automatically renewable

Penalty for early withdrawal

Allow subsequent deposits

 

NEW Prime Advantage CD

Minimum to open and earn interest:

Only $1,000

Terms:

From 1 year to 5 years

Other Features and Requirements:

One Year and Two Year terms have an initial fixed rate for six months; then the rate adjusts at 60% of our Prime Rate every time our Prime Rate adjusts.                                                                                             

Three Year, Four Year and Five Year term have an initial fixed rate for twelve months; then the rate adjusts at 60% of our Prime Rate every time our Prime Rate adjusts.

Automatically renewable

Penalty for early withdrawal

With our Certificates of Deposit, Time Deposit Open Account and our NEW Prime Advantage CD, you will also receive:

Free Mortgage Loan Prequalification! – When you are ready to buy your first home or upgrade to a new home, you’ll receive a free mortgage loan prequalification to assist you in your house hunting. With the relief of knowing about your financing, finding the right home is much easier.

Friendly Service however you reach us! – No matter how you contact us (by phone, email or in person) you will always receive friendly, personalized service from your local bankers.

  

Want an easy way to start saving now? Our Regular Personal Savings account starts you on your way.

Want extra savings for Holiday shopping? Open a Christmas Club account with only $5.

Want to earn higher interest rates while having access to your funds? Our Horry Money Market account earns higher interest rates than our Regular Personal Savings or personal checking accounts.

Want to save money on your taxes while saving for your retirement? An Individual Retirement Account (IRA) is a tax deductible account that helps you save for your future.