Our mortgage loan professional works for you!
Meet our Mortgage Loan Originator
David Smith –A graduate of the University of North Carolina-Chapel Hill, David has been assisting home buyers in our local community for over two decades. Specializing in Conventional, FHA, VA and USDA programs, he simplifies the application process making the loan application easier to understand and complete.
Contact David at 843-839-6875 or by email.
Every home mortgage loan features:
Free Mortgage Loan Prequalification!
When you are ready to buy your first home or upgrade to a new home, you’ll receive a free mortgage loan prequalification to assist you in your house hunting. With the relief of knowing about your financing, finding the right home is much easier.
Friendly Service however you reach us!
No matter how you contact us (by phone, email or in person) you will always receive friendly, personalized service from your local bankers.
Want a fixed monthly payment?
Building a new home?
Save money when you start with a construction loan then convert it to a permanent mortgage after it's completed.
To find out more about other products and services tailored around you, click on one of the links below:
Personal checking accounts– whether you just want a basic free checking account or want to earn interest and benefits, our account choices make it easy to bank your way
Personal savings accounts– whether you want to save for something special or start your nest egg for your future, we have the variety of accounts to get you started
CDs– whether you are looking for a few months or years we have the CD terms to fit your needs
Money market– if you want the higher interest rates of a savings account with check writing ability, check out our money market account
IRA– it's never too early or too late to receive the advantages of saving for your retirement
Personal loans– from personal loans to credit cards to home equity lines, we will help you build for your future
Free services – from telephone banking to online banking with bill pay, our free services help you manage your money better