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  • Fixed Rate Mortgages

When you are looking for stability in your mortgage loan payment, the Fixed Rate Mortgage option is best for you. The interest rate and payments never change during the term of the loan.

Fixed Rate Mortgage

Interest Rate adjusts:
NEVER
Monthly Payment:
Fixed for the life of the loan
Down Payment:
As little as 0%, for qualified borrowers 
Benefits:
Same payment amount every month

Every home mortgage loan features:

Free Mortgage Loan Prequalification! – When you are ready to buy your first home or upgrade to a new home, you’ll receive a free mortgage loan prequalification to assist you in your house hunting. With the relief of knowing about your financing, finding the right home is much easier.

Friendly Service however you reach us! –  No matter how you contact us (by phone, email or in person) you will always receive friendly, personalized service from your local bankers.

 

Want flexibilty in your monthly payments? As the Prime Rate adjusts so does your mortgage payment.

Never owned a home before? Find out today how easy it easy to own your first home.

Building a new home?  Save money when you start with a construction loan then convert it to a permanent mortgage after its completed.

Meet your local Mortgage Loan Originator For more information on our mortgage loan products and services, contact your local mortgage loan originator.

 

 

To find out more about other products and services tailored around you, click on one of the links below:

Personal checking accounts – whether you just want a basic free checking account or want to earn interest and benefits, our account choices make it easy to bank your way

Personal savings accounts – whether you want to save for something special or start your nest egg for your future, we have the variety of accounts to get you started

CDs – whether you are looking for a few months or years we have the CD terms to fit your needs

Money market – if you want the higher interest rates of a savings account with check writing ability, check out our money market account

IRA – it's never too early or too late to receive the advantages of saving for your retirement

Personal loans – from personal loans to credit cards to home equity lines, we will help you build for your future

Free services – from debit cards to telephone banking to online banking with bill pay, our free services help you manage your money better

are you getting the most out of your relationship with HCSB? FDIC Participation Information
 
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