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  • Home
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  • Adjustable Rate Mortgages

By tying your mortgage payment to the Prime Rate, your loan will automatically adjust up or down as the Prime Rate adjusts.

Adjustable Rate Mortgage

Interest Rate adjusts:
Fixed for specific term then adjusts annually
Monthly Payment:
Fixed for specific term then adjusts annually
Down Payment:
As little as 0%, for qualified borrowers
Benefits:
Monthly payment may decrease if Prime Rate decreases

Every home mortgage loan features:

Free Mortgage Loan Prequalification!
When you are ready to buy your first home or upgrade to a new home, you’ll receive a free mortgage loan prequalification  to assist you in your house hunting. With the relief of knowing about your financing, finding the right home is much easier.
Friendly Service however you reach us!
No matter how you contact us (by phone, email or in person) you will always receive friendly, personalized service from your local bankers.
Never owned a home before?
Find out today how easy it easy to own your first home.
Just purchasing the land right now?
Found the perfect place to build your home but not ready to build yet? Learn about our lot loans.
Building a new home?
Save money when you start with a construction loan then convert it to a permanent mortgage after it's completed.
Meet your local Mortgage Loan Originator
For more information on our mortgage loan products and services, contact your local mortgage loan originator.

 

 

To find out more about other products and services tailored around you, click on one of the links below:

Personal checking accounts– whether you just want a basic free checking account or want to earn interest and benefits, our account choices make it easy to bank your way

Personal savings accounts– whether you want to save for something special or start your nest egg for your future, we have the variety of accounts to get you started

CDs– whether you are looking for a few months or years we have the CD terms to fit your needs

Money market– if you want the higher interest rates of a savings account with check writing ability, check out our money market account

IRA– it's never too early or too late to receive the advantages of saving for your retirement

Personal loans– from personal loans to credit cards to home equity lines, we will help you build for your future

Free services – from debit cards to telephone banking to online banking with bill pay, our free services help you manage your money better

are you getting the most out of your relationship with HCSB?
 
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