At Horry County State Bank we support your financial goals!

Home Loans

Owning your home is part of the American Dream. As your local community bank, we make it easier for you to purchase a home of your own or invest in real estate as part of your investment portfolio. Whether you currently own a home or are a first time home buyer, see how we can help make the American Dream of Home Ownership a reality for you.

Fixed Rate Mortgages– like the idea of having a fixed monthly mortgage payment every month? Check into the options available for fixed rate mortgage loans.

Adjustable Rate Mortgage– want the flexibility of tying your mortgage payment to Federal Prime Rate? See how an adjustable rate mortgage can help you buy more home for your money.

Construction Permanent Loans– want a home that has your unique style? Save money on closing costs and fees when you finance your construction loan and then automatically convert it to a permanent loan when construction is finished.

First Time Home Buyer Services– still dreaming of a home of your own? Our solutions for first time home buyers that can have you into your own home faster.

South Carolina State Housing Loans – below market interest rates and easier qualifying for individuals and families with low to moderate income. Also, down payment assistance available. Contact our Mortgage Loan Originator for more information.

Meet our Mortgage Loan Originator – Our mortgage loan professional works for you! From assisting you in choosing the best loans for your individual needs to providing the highest quality customer service and personal attention, meet our mortgage professionals waiting to help you.

To find out more about other products and services tailored around you, click on one of the links below:

Personal checking accounts – whether you just want a basic free checking account or want to earn interest and benefits, our account choices make it easy to bank your way

Personal savings accounts – whether you want to save for something special or start your nest egg for your future, we have the variety of accounts to get you started

CDs– whether you are looking for a few months or years we have the CD terms to fit your needs

Money market– if you want the higher interest rates of a savings account with check writing ability, check out our money market account

IRA - it's never too early or too late to receive the advantages of saving for your retirement

Personal loans– from personal loans to credit cards to home equity lines, we will help you build for your future

Free services – from debit cards to telephone banking to online banking with bill pay, our free services help you manage your money better