The Future Value Calculator will show you how much interest you will earn over a given period of time; at any given interest rate; based on an initial investment plus a fixed monthly addition. The calculator compounds monthly and assumes deposits are made at the beginning of each month. The Future Value Calculator is made available to you as a self-help tool for your independent use. We cannot and do not guarantee the accuracy or the applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.