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When you need financing for your business, come see your local community bank at Horry County State Bank first!

Business Loans

When you need financing for your business, come see your local community banker at Horry County State Bank first. We have a number of business and commercial loan products and services to assist you with your business’ financial needs.

Agricultural Loans – From crop and livestock to equipment and land expansion, we know how to help your profits grow!

Acquisition and Development Loans – From purchasing the land to developing the infrastructure and building the homes, we know what it takes to build your business!

Credit Cards – At Horry County State Bank, our industry leading credit card products offer competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs.

Lines of Credit – Short term or long term, secured and unsecured, we have a line for your business!

Small Business Administration (SBA) Loans – We’ll help you choose the right SBA product for your business because there is nothing small about your business to us!

Along with financing options, you may need these other accounts and services to help you manage your business:

Business checking accounts – Our business checking accounts are as diverse as our communities. As your local community bank, we know the needs of the local businesses and have designed the best mix of checking accounts and services to make managing your cash flow easier. 

Business savings account – With a savings account for your business, you’ll be prepared for seasonal cash flow changes.

Horry Money Market account – With our Horry Money Market account you will earn higher interest rates than a checking or regular savings account while having access to your money.

Cash management services – Whether you need online access to your account information or payroll, tax payments, investment sweep accounts and other services, our cash management services automate your bookkeeping needs.

Free NetTeller online banking with Free Bill Pay! – View your account balances and make transfers when it is convenient for you, pay your bills without writing a check or envelope, verify when a direct deposit or autodraft was applied to your account and so much more.  If you already have an Horry County State Bank deposit account and would like to add Free NetTeller with Free Bill Pay, click here to contact us.

Free In Touch Telephone Banking! – Checking your balance and transferring funds between your Horry County State Bank accounts is just a simple phone call away. Call our toll-free number (877-633-6159) to securely access your account information over the phone.

Friendly Service however you reach us! –  No matter how you contact us (by phone, email or in person) you will always receive friendly, personalized service from your local bankers.

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