If your business normally has fewer than 150 debits, credits and deposited items, this account was designed for you.

Free Business Checking

Minimum to open:

Only $100

Monthly Service Charge:

NONE

/Minimum Balance Requirement:

NONE

Combined monthly Debits/Credits/Deposited Items:

First 150 FREE, then $0.35 per item over 150

Available to:

Sole proprietorships, partnerships, corporations (excluding national/regional franchises) and non-profit organizations

Other features:

Unlimited checkwriting

Compare Accounts Contact Us to open your account

Every business checking account features:

Free Insufficient Funds/Overdraft Item Charge! – Everybody makes mistakes sometimes but they should not cost you. If you accidentally overdraw your account, we will refund one charge per year on your account. Just bring your statement or notice with the charge to your local Horry County State Bank branch within thirty days and we’ll refund the charge!

Free NetTeller online banking with Free Bill Pay! – View your account balances and make transfers when it is convenient for you, pay your bills without writing a check or envelope, verify when a direct deposit or autodraft is applied to your account and so much more. If you already have an Horry County State Bank deposit account and would like to add Free NetTeller with Free Bill Pay, click here to contact us.

Free In Touch Telephone Banking! – Checking your balance and transferring funds between your Horry County State Bank accounts is just a simple phone call away. Call our toll-free number (877-633-6159) to securely access your account information over the phone.

Friendly Service however you reach us! – No matter how you contact us (by phone, email or in person) you will always receive friendly, personalized service from your local bankers.

Need more free Debits/Credits/Deposited items? Our Easy Business Checking account offers up to 300 free transactions per month with a low monthly service charge if balance falls below minimum.

Want to earn interest? Sole proprietors and non-profit organizations can earn interest on their account with a $1,000 or more daily collected balance.

Need earnings credits to offset higher transaction levels? Our Commercial Analysis Checking account offers earnings credit to offset high transaction levels and other service fees.

Is your business a non-profit organization? Our Horry Community Checking was designed to maximize the funds for non-profit accounts with no monthly service charge fee or minimum balance requirement.

Need to earn interest on your trust account? Our IOLTA account remits monthly interest to the South Carolina Bar Association.