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Our business checking accounts are as diverse as our communities. As your local community bank, we know the needs of the local businesses and have designed the best mix of checking accounts and services to make managing your cash flow easier.

Business Checking

Free Business Checking
– Start with no monthly service fees or minimum balance requirements!
Easy Business Checking
– As you grow your business you need more free transactions!
Business Interest Checking
– If you are a sole-proprietor or run a non-profit organization, you may be able to earn interest on your business account
Commercial Analysis Checking
– Earnings credit offset fees charged to your account to maximize your funds!
Horry Community Checking
– Non-profit organizations deserve a special checking account!
IOLTAs (Interest on Lawyers Trust Accounts)
– Interest earned on this account is remitted monthly to the South Carolina Bar Association!

 

Compare accounts to help determine the best account for your business.

No matter which account you select, every business checking account features:

Free Insufficient Funds/Overdraft Item Charge! – Everybody makes mistakes sometimes but they should not cost you. If you accidentally overdraw your account, we will refund one charge per year on your account. Just bring your statement or notice with the charge to your local Horry County State Bank branch within thirty days and we’ll refund the charge!

Free NetTeller online banking with Free Bill Pay! – View your account balances and make transfers when it is convenient for you, pay your bills without writing a check or envelope, verify when a direct deposit or autodraft is applied to your account and so much more.  If you already have an Horry County State Bank deposit account and would like to add Free NetTeller with Free Bill Pay, click here to contact us. Not sure if Online Banking is for you? Click here to take a free test drive with our online demo.

Free In Touch Telephone Banking! – Checking your balance and transferring funds between your Horry County State Bank accounts is just a simple phone call away. Call our toll-free number (877-633-6159) to securely access your account information over the phone.

Friendly Service however you reach us! – No matter how you contact us (by phone, email or in person) you will always receive friendly, personalized service from your local bankers.

are you getting the most out of your relationship with HCSB? FDIC Participation Information
 
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