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The easiest way to save when you do not need immediate access to your money is with our CDs.

Business Certificates of Deposit

Minimum to open and earn interest:
Only $1,000
Terms:
Up to 5 years
Other Features and Requirements:
Automatically renewable
Penalty for early withdrawal

 

Lock in your CD rate with the ability to add more money to the account prior to maturity.

 

Time Deposit Open Account

Minimum to open and earn interest:
Only $1,000
Terms:
12 months or less
Other Features and Requirements:
Automatically renewable
Penalty for early withdrawal
Allow subsequent deposits

With our Certificates of Deposit and Time Deposit Open Account, you will also receive:

Free NetTeller online banking with Free Bill Pay! – View your account balances and make transfers when it is convenient for you, pay your bills without writing a check or envelope, verify when a direct deposit or autodraft is applied to your account and so much more.  If you already have an Horry County State Bank deposit account and would like to add Free NetTeller with Free Bill Pay, click here to contact us.

Free In Touch Telephone Banking! – Checking your balance and transferring funds between your Horry County State Bank accounts is just a simple phone call away. Call our toll-free number (877-633-6159) to securely access your account information over the phone.

Friendly Service however you reach us! –  No matter how you contact us (by phone, email or in person) you will always receive friendly, personalized service from your local bankers.

 

Looking for a Free Business Checking account without a minimum balance requirement? – Our Free Business Checking account offers up to 150 free transactions per month with no monthly service charge fee or minimum balance requirement.

Want to earn interest on your business checking account?  Sole proprietors and non-profit organizations can earn interest on their account with a $1,000 or more daily collected balance.

Need earnings credits to offset higher transaction levels? Our Commercial Analysis Checking account offers earnings credit to offset high transaction levels and other service fees.

Is your business a non-profit organization? Our Horry Community Checking was designed to maximize the funds for non-profit accounts with no monthly service charge fee or minimum balance requirement.

Need to earn interest on your trust account? Our IOLTA account remits monthly interest to the South Carolina Bar Association.

are you getting the most out of your relationship with HCSB? FDIC Participation Information
 
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