What does Community Banking mean to Horry County State Bank?

A Community Bank is more than just a place to hold your checking account.

It’s about knowledgeable financial experts working closely with you through every stage of your life.

It’s about a wealth of financial information and tools with a friendly face to assist you.

It’s about making a difference in the communities we serve.

It’s about YOU and our commitment to assist you with dreaming, planning and realizing your goals.

Come visit us to see the difference at your local Community Bank!

Free ATM withdrawals from any ATM

When you use your HCSB debit card at any HCSB ATM, you will never receive a charge. Now, you can use your HCSB Debit Card at any ATM and we'll refund any charges you receive from the other bank.

Just bring in your ATM receipt showing a charge from another financial institution and we'll refund the charge. It's that easy!

One less thing to worry about!

Everyone makes mistakes sometimes, but they should not cost you. If you accidentally overdraw your HCSB checking account, we'll refund one Insufficient Funds/Overdraft Item Charge each year. Just bring your notice or statement within 30 days showing where you have been charged an Insufficient Funds/Overdraft Item Charge, and we'll refund the charge one time each year!

FREE MOBILE ACCESS BANKING

Upgrade your online banking access to the next level!